House Loan - Ariza Credit Union

Getting you the home you deserve

At some point in our lives we would have all pondered on how we would design our dream home. Whether it be an elaborate new build, a minimal downsize or something to get you into the property market, Ariza Credit Union has a flexible mortgage that’s perfect for you. And because we are about members helping members, our Loans specialists will look at your entire financial picture and help you make sure that the financing you take on today will still work for you tomorrow.

FEATURES

Low interest rates, with up to thirty years to repay your loan
Flexible repayment options
Make extra repayments to pay off your loan quicker

REQUIREMENTS

At least 10% of the requested amount deposited into your Regular Shares Account
Life insurance if the desired amount is greater than EC$54,000.00
Mortgage Fee, 1% of the Loan Amount
Conveyance Fee, 1.5% of the Loan Amount
Re-conveyance Fee, a fixed amount of $288.50 upon the full loan repayment

Loan Requirements

FAQ

I am having trouble this month making the payment. What should I do?
We encourage you to contact your Loan Analyst immediately upon experiencing difficulty making your payments. We will work with you to find a solution.
My loan is on automatic payments it is due on a weekend or holiday, when will it post on my account?
Automatic payments are scheduled to transfer to the loan in the evening. In the event that the payment is scheduled for the weekend or a holiday, the payment will transfer to the loan the next business day, in the evening. The delayed processing will not negatively impact your account.
My payment might be a few days late, will there be a fee?
No late fee will be applied to your balance, however, your interest due to date might exceed your regular monthly payment. Contact your loan analyst to find out the implications of late loan payments on your account.

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